Friday, November 27, 2009

Is it weird...?

...that I started packing today for a move that may or may not happen in 11 months?


Obviously, I hope it does happen.  I want to start house shopping now.
Although, I like the idea of preparing for a big move. We have a lot of junk laying around the house, so if nothing else - we are containing the clutter.  :)

Wednesday, November 25, 2009

33 is almost here...

I have some plans for this next year... come back to read all about them.

Tuesday, November 24, 2009

Weird Feeling

I get such a weird feeling; almost sad....
When I got to the mailbox
This is sometimes what I find...



Nothing :(
I am so used to having an overload of mail (both junk and bills) - but now that most (90%) of the bills are paid off, and the rest are electronic, there are days when I get nothing.

Sometimes I wish for a bill in the mail, just for the satisfaction of opening it and paying the sucker off!! :)

Am I weird?

Monday, November 23, 2009

And the countdown to three begins...

I cannot believe my BABY will be three in just a matter of days.
It's surreal.
It's sad.
It's exciting.
It's a new daycare discount!!
Grow baby, grow!!

More than anything...

I know it's been a minute since I last posted something worth reading; the past few weeks have been crazy - beyond belief. From crazy monkeys (okay, only one) jumping on the bed and landing teeth first on the wooden headboard to helping pull off Alex's middle school Harvest Festival (all while working, taking care of the family and going to school)... I am tired.

One other thing that has kept me busy the past few weeks is our credit reports. Yep, you read that right. No subject is off limits here - especially one I hold dear to my heart. I ♥ Personal Finances. We have recently paid off all of our credit card debt... and are now working on a few medical bills leftover from when Nic was born. Once those are finished (January?), we will be debt free except the Van and my school loans, which are still deferred. It's time to buy us a house, people!

We are in this lease until November. We are thinking we MAY want to build, so we will start working on the pre-approval process in June or July. The pieces seem to finally be falling into place. I've been working on our credit reports for the past two weeks - disputing erroneous information, requesting validation, and checking to make sure everything is how it should be. Finally got a mortgage removed from DH's credit file (for a house in Wisconsin, um no - not us!). However, now the credit reporting agency (CRA) is reporting the other guy's name on my husband's file. What a mess. I've sent off a dozen letters trying to get it cleared. Patience is a must when fighting the CRAs.

More than anything... we are so excited about the home buying process. We cannot wait to see what the next 11 months brings us!

Wednesday, November 11, 2009

I have a....

huge headache. It's been a crazy few days, I am glad that today is a holiday and I get a day off. Also, thanks to all of our Veterans (my dad included).

The kids are killing me... I had to pull everything out of their room - and put it in piles in my living room. I have pictures, but I decided against posting them. It's bad. Their laundry situation is a mess. Hopefully it will all get straightened out after today; they know better.


Sunday, November 1, 2009

A Sneak Peak @ our Trick or Treat

Yesterday was Alex's 14th Birthday - we spent the day at Pioneer Village and had a wonderful lunch!



For Halloween, Alex went off to his cousin's house to scare little kids and play fun pranks on the neighbors during a block party (all in good fun). I guess that's what 14 year old's do. We missed him.

Isabel was Jessie from Toy Story.


Nic was her Woody!


We had a wonderful day and a lovely night. This was our first time ever dressing up and Trick-or-Treating (more on that later).  Nic knew EXACTLY what to do.
He was adorable.